Side-by-side · Q2 2026 data
First National Bank & Trust Company of McAlester vs Vast Bank, National Association
Bank
First National Bank & Trust Company of McAlester
Mcalester, Oklahoma · $100 million – $1 billion
Metric by metric
| Measure | First National Bank & Trust Company of McAlester | Vast Bank, National Association |
|---|---|---|
| TellerScore | 71 | 84 (stronger) |
| Capital cushion | 59 | 91 (stronger) |
| Loan quality | 55 | 100 (stronger) |
| Earnings | 98 (stronger) | 49 |
| Funding & liquidity | 78 | 78 |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 47th | 86th |
| Total assets | $580.4M | $540.4M |
| Deposits / shares | $504.2M | $452.1M |
| Capital ratio | 10.89% | 14.12% (stronger) |
| Problem loans | 1.34% | 0.01% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.09% |
| Return on assets | 1.94% (stronger) | 0.74% |
| Loans ÷ deposits | 68.5% (stronger) | 78.2% |
| Uninsured deposits | 27.4% | 18.9% (stronger) |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
Vast Bank, National Association has the higher TellerScore (84 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First National Bank & Trust Company of McAlester leads on 3 and Vast Bank, National Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.