Side-by-side · Q2 2026 data
First National Bank and Trust Company of Newtown vs The Philadelphia Trust Company
Bank
First National Bank and Trust Company of Newtown
Newtown, Pennsylvania · $1 billion – $10 billion
Bank
The Philadelphia Trust Company
Philadelphia, Pennsylvania · Under $100 million in assets
Metric by metric
| Measure | First National Bank and Trust Company of Newtown | The Philadelphia Trust Company |
|---|---|---|
| TellerScore | 87 | 93 (stronger) |
| Capital cushion | 79 | 100 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 91 (stronger) | 55 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 98th | 94th |
| Total assets | $1.2B | $27.7M |
| Deposits / shares | $1.0B | $6.0M |
| Capital ratio | 12.95% | 71.82% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.35% | 14.18% (stronger) |
| Loans ÷ deposits | 50.4% (stronger) | 105.7% |
| Uninsured deposits | 23.5% | 0.0% (stronger) |
| Offices | 13 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | — |
The Philadelphia Trust Company has the higher TellerScore (93 vs 87). On the 5 directional measures above (where higher or lower is clearly better), First National Bank and Trust Company of Newtown leads on 1 and The Philadelphia Trust Company on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.