Side-by-side · Q2 2026 data
First National Bank and Trust Company of Weatherford vs Round Top State Bank
Bank
First National Bank and Trust Company of Weatherford
Weatherford, Texas · $100 million – $1 billion
Metric by metric
| Measure | First National Bank and Trust Company of Weatherford | Round Top State Bank |
|---|---|---|
| TellerScore | 42 | 80 (stronger) |
| Capital cushion | 54 | 69 (stronger) |
| Loan quality | 0 | 88 (stronger) |
| Earnings | 38 | 71 (stronger) |
| Funding & liquidity | 89 (stronger) | 87 |
| Problem-loan coverage | 46 | 96 (stronger) |
| Peer percentile | 3rd | 77th |
| Total assets | $968.3M | $974.1M |
| Deposits / shares | $869.7M | $870.3M |
| Capital ratio | 10.44% | 11.94% (stronger) |
| Problem loans | 5.51% | 0.36% (stronger) |
| Net charge-offs | 0.27% | 0.00% (stronger) |
| Return on assets | 0.45% | 1.26% (stronger) |
| Loans ÷ deposits | 56.6% (stronger) | 68.3% |
| Uninsured deposits | 24.9% | 19.6% (stronger) |
| Offices | 14 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.3% | 8.1% |
Round Top State Bank has the higher TellerScore (80 vs 42). On the 7 directional measures above (where higher or lower is clearly better), First National Bank and Trust Company of Weatherford leads on 1 and Round Top State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.