Side-by-side · Q2 2026 data
First National Bank vs Bank of Colorado
Metric by metric
| Measure | First National Bank | Bank of Colorado |
|---|---|---|
| TellerScore | 84 (stronger) | 74 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 77 | 97 (stronger) |
| Earnings | 100 (stronger) | 74 |
| Funding & liquidity | 31 | 55 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 95th | 74th |
| Total assets | $2.0B | $7.6B |
| Deposits / shares | $1.5B | $6.6B |
| Capital ratio | 21.88% (stronger) | 10.53% |
| Problem loans | 0.69% | 0.10% (stronger) |
| Net charge-offs | 3.49% | 0.01% (stronger) |
| Return on assets | 2.50% (stronger) | 1.35% |
| Loans ÷ deposits | 98.9% | 80.2% (stronger) |
| Uninsured deposits | 42.4% | 37.7% (stronger) |
| Offices | 18 | 55 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 12.4% |
First National Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 3 and Bank of Colorado on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.