Side-by-side · Q2 2026 data
First National Bank vs First National Bank
Metric by metric
| Measure | First National Bank | First National Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 77 |
| Capital cushion | 100 | 100 |
| Loan quality | 77 (stronger) | 33 |
| Earnings | 100 | 100 |
| Funding & liquidity | 31 | 68 (stronger) |
| Problem-loan coverage | 96 (stronger) | 85 |
| Peer percentile | 95th | 68th |
| Total assets | $2.0B | $477.8M |
| Deposits / shares | $1.5B | $380.1M |
| Capital ratio | 21.88% (stronger) | 18.41% |
| Problem loans | 0.69% (stronger) | 2.01% |
| Net charge-offs | 3.49% (stronger) | 4.62% |
| Return on assets | 2.50% (stronger) | 2.18% |
| Loans ÷ deposits | 98.9% | 90.6% (stronger) |
| Uninsured deposits | 42.4% | 16.2% (stronger) |
| Offices | 18 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 13.6% |
First National Bank has the higher TellerScore (84 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 5 and First National Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.