Side-by-side · Q2 2026 data
First National Bank vs First Savings Bank
Metric by metric
| Measure | First National Bank | First Savings Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 83 |
| Capital cushion | 100 | 100 |
| Loan quality | 77 (stronger) | 70 |
| Earnings | 100 | 100 |
| Funding & liquidity | 31 | 38 (stronger) |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 95th | 94th |
| Total assets | $2.0B | $1.6B |
| Deposits / shares | $1.5B | $1.3B |
| Capital ratio | 21.88% (stronger) | 19.25% |
| Problem loans | 0.69% (stronger) | 0.90% |
| Net charge-offs | 3.49% (stronger) | 4.08% |
| Return on assets | 2.50% | 2.61% (stronger) |
| Loans ÷ deposits | 98.9% | 89.6% (stronger) |
| Uninsured deposits | 42.4% (stronger) | 44.2% |
| Offices | 18 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.4% | 16.1% |
First National Bank has the higher TellerScore (84 vs 83). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 5 and First Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.