Side-by-side · Q2 2026 data
First National Bank vs First Savings Bank
Metric by metric
| Measure | First National Bank | First Savings Bank |
|---|---|---|
| TellerScore | 42 | 83 (stronger) |
| Capital cushion | 53 | 100 (stronger) |
| Loan quality | 0 | 70 (stronger) |
| Earnings | 63 | 100 (stronger) |
| Funding & liquidity | 77 (stronger) | 38 |
| Problem-loan coverage | 21 | 94 (stronger) |
| Peer percentile | 3rd | 94th |
| Total assets | $452.8M | $1.6B |
| Deposits / shares | $425.4M | $1.3B |
| Capital ratio | 10.31% | 19.25% (stronger) |
| Problem loans | 5.29% | 0.90% (stronger) |
| Net charge-offs | 0.02% (stronger) | 4.08% |
| Return on assets | 1.08% | 2.61% (stronger) |
| Loans ÷ deposits | 50.7% (stronger) | 89.6% |
| Uninsured deposits | 35.9% (stronger) | 44.2% |
| Offices | 5 | 24 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 16.1% |
First Savings Bank has the higher TellerScore (83 vs 42). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 3 and First Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Alamogordo, NM
- Ruidoso, NM
- Tularosa, NM