Side-by-side · Q2 2026 data
First National Bank vs The Bank of Clovis
Metric by metric
| Measure | First National Bank | The Bank of Clovis |
|---|---|---|
| TellerScore | 42 | 76 (stronger) |
| Capital cushion | 53 | 58 (stronger) |
| Loan quality | 0 | 92 (stronger) |
| Earnings | 63 | 71 (stronger) |
| Funding & liquidity | 77 (stronger) | 74 |
| Problem-loan coverage | 21 | 98 (stronger) |
| Peer percentile | 3rd | 64th |
| Total assets | $452.8M | $438.4M |
| Deposits / shares | $425.4M | $367.3M |
| Capital ratio | 10.31% | 10.84% (stronger) |
| Problem loans | 5.29% | 0.25% (stronger) |
| Net charge-offs | 0.02% | 0.01% (stronger) |
| Return on assets | 1.08% | 1.27% (stronger) |
| Loans ÷ deposits | 50.7% (stronger) | 57.1% |
| Uninsured deposits | 35.9% (stronger) | 38.6% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Bank of Clovis has the higher TellerScore (76 vs 42). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 2 and The Bank of Clovis on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.