Side-by-side · Q2 2026 data
First National Bank vs Premier Bank of the South
Metric by metric
| Measure | First National Bank | Premier Bank of the South |
|---|---|---|
| TellerScore | 97 (stronger) | 72 |
| Capital cushion | 100 (stronger) | 44 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 100 (stronger) | 63 |
| Funding & liquidity | 93 (stronger) | 76 |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 100th | 50th |
| Total assets | $372.7M | $370.6M |
| Deposits / shares | $305.5M | $337.1M |
| Capital ratio | 18.99% (stronger) | 9.37% |
| Problem loans | 0.25% | 0.00% (stronger) |
| Net charge-offs | 0.30% | -0.15% (stronger) |
| Return on assets | 2.51% (stronger) | 1.07% |
| Loans ÷ deposits | 47.4% (stronger) | 68.0% |
| Uninsured deposits | 21.9% (stronger) | 29.5% |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank has the higher TellerScore (97 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 5 and Premier Bank of the South on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.