Side-by-side · Q2 2026 data
First National Bank vs Dakotaland Federal Credit Union
Metric by metric
| Measure | First National Bank | Dakotaland Federal Credit Union |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 100 (stronger) | 59 |
| Loan quality | 33 | 81 (stronger) |
| Earnings | 100 (stronger) | 82 |
| Funding & liquidity | 68 | 82 (stronger) |
| Problem-loan coverage | 85 | 93 (stronger) |
| Peer percentile | 68th | 68th |
| Total assets | $477.8M | $751.6M |
| Deposits / shares | $380.1M | $644.5M |
| Capital ratio | 18.41% (stronger) | 10.87% |
| Problem loans | 2.01% | 0.57% (stronger) |
| Net charge-offs | 4.62% | 0.10% (stronger) |
| Return on assets | 2.18% (stronger) | 1.54% |
| Loans ÷ deposits | 90.6% | 78.1% (stronger) |
| Uninsured deposits | 16.2% | 13.5% (stronger) |
| Offices | 13 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
First National Bank has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 3 and Dakotaland Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.