Side-by-side · Q2 2026 data
First National Bank vs Think Mutual Bank
Metric by metric
| Measure | First National Bank | Think Mutual Bank |
|---|---|---|
| TellerScore | 77 | 86 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 33 | 92 (stronger) |
| Earnings | 100 (stronger) | 45 |
| Funding & liquidity | 68 | 95 (stronger) |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 68th | 97th |
| Total assets | $477.8M | $2.2B |
| Deposits / shares | $380.1M | $1.9B |
| Capital ratio | 18.41% (stronger) | 16.25% |
| Problem loans | 2.01% | 0.25% (stronger) |
| Net charge-offs | 4.62% | 0.05% (stronger) |
| Return on assets | 2.18% (stronger) | 0.63% |
| Loans ÷ deposits | 90.6% | 64.8% (stronger) |
| Uninsured deposits | 16.2% | 5.8% (stronger) |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | 12.2% |
Think Mutual Bank has the higher TellerScore (86 vs 77). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 2 and Think Mutual Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.