Side-by-side · Q2 2026 data
First National Bank vs Kennett Trust Bank
Metric by metric
| Measure | First National Bank | Kennett Trust Bank |
|---|---|---|
| TellerScore | 71 (stronger) | 49 |
| Capital cushion | 61 | 64 (stronger) |
| Loan quality | 94 (stronger) | 12 |
| Earnings | 68 (stronger) | 41 |
| Funding & liquidity | 37 | 82 (stronger) |
| Problem-loan coverage | 98 (stronger) | 62 |
| Peer percentile | 63rd | 6th |
| Total assets | $2.6B | $122.1M |
| Deposits / shares | $2.1B | $97.3M |
| Capital ratio | 11.12% | 11.35% (stronger) |
| Problem loans | 0.19% (stronger) | 2.65% |
| Net charge-offs | -0.01% (stronger) | 0.55% |
| Return on assets | 1.20% (stronger) | 0.53% |
| Loans ÷ deposits | 97.8% | 78.7% (stronger) |
| Uninsured deposits | 37.9% | 9.0% (stronger) |
| Offices | 23 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.9% | — |
First National Bank has the higher TellerScore (71 vs 49). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 4 and Kennett Trust Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.