Side-by-side · Q2 2026 data
First National Bank vs Androscoggin Savings Bank
Metric by metric
| Measure | First National Bank | Androscoggin Savings Bank |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 42 | 58 (stronger) |
| Loan quality | 75 | 84 (stronger) |
| Earnings | 69 (stronger) | 47 |
| Funding & liquidity | 68 (stronger) | 58 |
| Problem-loan coverage | 87 | 93 (stronger) |
| Peer percentile | 33rd | 40th |
| Total assets | $3.2B | $1.8B |
| Deposits / shares | $2.7B | $1.4B |
| Capital ratio | 9.20% | 10.76% (stronger) |
| Problem loans | 0.75% | 0.48% (stronger) |
| Net charge-offs | 0.20% | -0.00% (stronger) |
| Return on assets | 1.22% (stronger) | 0.67% |
| Loans ÷ deposits | 89.5% (stronger) | 102.2% |
| Uninsured deposits | 17.2% | 14.1% (stronger) |
| Offices | 18 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 2.3% |
Androscoggin Savings Bank has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 2 and Androscoggin Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.