Side-by-side · Q2 2026 data
First National Bank vs Maine Community Bank
Metric by metric
| Measure | First National Bank | Maine Community Bank |
|---|---|---|
| TellerScore | 64 | 67 (stronger) |
| Capital cushion | 42 | 51 (stronger) |
| Loan quality | 75 | 85 (stronger) |
| Earnings | 69 (stronger) | 67 |
| Funding & liquidity | 68 (stronger) | 53 |
| Problem-loan coverage | 87 | 91 (stronger) |
| Peer percentile | 33rd | 44th |
| Total assets | $3.2B | $3.0B |
| Deposits / shares | $2.7B | $2.3B |
| Capital ratio | 9.20% | 10.11% (stronger) |
| Problem loans | 0.75% | 0.46% (stronger) |
| Net charge-offs | 0.20% | 0.18% (stronger) |
| Return on assets | 1.22% (stronger) | 1.17% |
| Loans ÷ deposits | 89.5% (stronger) | 106.9% |
| Uninsured deposits | 17.2% | 15.6% (stronger) |
| Offices | 18 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.9% | 16.1% |
Maine Community Bank has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 2 and Maine Community Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.