TellerScore

Side-by-side · Q2 2026 data

First National Bank vs Rockland Savings Bank, FSB

Bank

First National Bank

Damariscotta, Maine · $1 billion – $10 billion

64of 100
Moderate

Bank

Rockland Savings Bank, FSB

Rockland, Maine · Under $100 million in assets

63of 100
Moderate

Metric by metric

MeasureFirst National BankRockland Savings Bank, FSB
TellerScore64 (stronger)63
Capital cushion4247 (stronger)
Loan quality7599 (stronger)
Earnings69 (stronger)34
Funding & liquidity68 (stronger)50
Problem-loan coverage87100 (stronger)
Peer percentile33rd22nd
Total assets$3.2B$90.8M
Deposits / shares$2.7B$68.5M
Capital ratio9.20%9.67% (stronger)
Problem loans0.75%0.02% (stronger)
Net charge-offs0.20%-0.01% (stronger)
Return on assets1.22% (stronger)0.34%
Loans ÷ deposits89.5% (stronger)112.9%
Uninsured deposits17.2%7.8% (stronger)
Offices181
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)9.9%—

First National Bank has the higher TellerScore (64 vs 63). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 3 and Rockland Savings Bank, FSB on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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