Side-by-side · Q2 2026 data
First National Bank vs Skyline National Bank
Metric by metric
| Measure | First National Bank | Skyline National Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 38 | 38 |
| Loan quality | 94 (stronger) | 89 |
| Earnings | 90 (stronger) | 80 |
| Funding & liquidity | 70 (stronger) | 46 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 70th | 40th |
| Total assets | $1.1B | $1.3B |
| Deposits / shares | $1.0B | $1.2B |
| Capital ratio | 8.84% (stronger) | 8.81% |
| Problem loans | 0.19% (stronger) | 0.34% |
| Net charge-offs | 0.07% | 0.01% (stronger) |
| Return on assets | 1.76% (stronger) | 1.51% |
| Loans ÷ deposits | 71.3% (stronger) | 93.1% |
| Uninsured deposits | 32.3% (stronger) | 34.1% |
| Offices | 19 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.6% | 5.7% |
First National Bank has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First National Bank leads on 6 and Skyline National Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.