Side-by-side · Q2 2026 data
First National Bank in DeRidder vs Bank of St. Francisville
Metric by metric
| Measure | First National Bank in DeRidder | Bank of St. Francisville |
|---|---|---|
| TellerScore | 70 (stronger) | 66 |
| Capital cushion | 48 | 49 (stronger) |
| Loan quality | 81 (stronger) | 73 |
| Earnings | 78 | 80 (stronger) |
| Funding & liquidity | 74 (stronger) | 53 |
| Problem-loan coverage | 87 | 88 (stronger) |
| Peer percentile | 43rd | 31st |
| Total assets | $419.0M | $398.7M |
| Deposits / shares | $379.2M | $346.0M |
| Capital ratio | 9.84% | 9.87% (stronger) |
| Problem loans | 0.57% (stronger) | 0.81% |
| Net charge-offs | 0.00% | -0.03% (stronger) |
| Return on assets | 1.44% | 1.50% (stronger) |
| Loans ÷ deposits | 65.4% (stronger) | 86.4% |
| Uninsured deposits | 34.1% | 33.9% (stronger) |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.5% |
First National Bank in DeRidder has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in DeRidder leads on 3 and Bank of St. Francisville on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.