Side-by-side · Q2 2026 data
First National Bank in DeRidder vs Navy Federal Credit Union
Metric by metric
| Measure | First National Bank in DeRidder | Navy Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 66 |
| Capital cushion | 48 | 67 (stronger) |
| Loan quality | 81 (stronger) | 47 |
| Earnings | 78 (stronger) | 75 |
| Funding & liquidity | 74 | 76 (stronger) |
| Problem-loan coverage | 87 (stronger) | 80 |
| Peer percentile | 43rd | 60th |
| Total assets | $419.0M | $204.4B |
| Deposits / shares | $379.2M | $173.4B |
| Capital ratio | 9.84% | 11.65% (stronger) |
| Problem loans | 0.57% (stronger) | 1.58% |
| Net charge-offs | 0.00% (stronger) | 2.35% |
| Return on assets | 1.44% (stronger) | 1.38% |
| Loans ÷ deposits | 65.4% (stronger) | 84.4% |
| Uninsured deposits | 34.1% | 9.7% (stronger) |
| Offices | 5 | 134 |
| CFPB complaints (3 yrs) | — | 34,444 |
| Complaints per $1B deposits | — | 198.7 |
| Mortgage denial rate (HMDA) | — | 32.9% |
First National Bank in DeRidder has the higher TellerScore (70 vs 66). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in DeRidder leads on 5 and Navy Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.