Side-by-side · Q2 2026 data
First National Bank in Frankfort vs The First National Bank of Spearville
Metric by metric
| Measure | First National Bank in Frankfort | The First National Bank of Spearville |
|---|---|---|
| TellerScore | 72 (stronger) | 56 |
| Capital cushion | 58 | 68 (stronger) |
| Loan quality | 83 (stronger) | 0 |
| Earnings | 49 | 76 (stronger) |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 92 (stronger) | 70 |
| Peer percentile | 45th | 15th |
| Total assets | $61.6M | $62.1M |
| Deposits / shares | $55.4M | $53.6M |
| Capital ratio | 10.76% | 11.80% (stronger) |
| Problem loans | 0.52% (stronger) | 4.06% |
| Net charge-offs | -0.03% (stronger) | 0.07% |
| Return on assets | 0.74% | 1.39% (stronger) |
| Loans ÷ deposits | 55.4% (stronger) | 58.8% |
| Uninsured deposits | 11.5% (stronger) | 22.1% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in Frankfort has the higher TellerScore (72 vs 56). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Frankfort leads on 5 and The First National Bank of Spearville on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.