Side-by-side · Q2 2026 data
First National Bank in Fredonia vs Community National Bank & Trust
Metric by metric
| Measure | First National Bank in Fredonia | Community National Bank & Trust |
|---|---|---|
| TellerScore | 87 (stronger) | 65 |
| Capital cushion | 100 (stronger) | 40 |
| Loan quality | 79 (stronger) | 73 |
| Earnings | 76 (stronger) | 67 |
| Funding & liquidity | 81 | 82 (stronger) |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 91st | 36th |
| Total assets | $104.4M | $2.5B |
| Deposits / shares | $92.5M | $2.2B |
| Capital ratio | 16.73% (stronger) | 8.97% |
| Problem loans | 0.63% (stronger) | 0.80% |
| Net charge-offs | -0.46% (stronger) | 0.05% |
| Return on assets | 1.41% (stronger) | 1.17% |
| Loans ÷ deposits | 31.8% (stronger) | 75.9% |
| Uninsured deposits | 32.3% | 16.6% (stronger) |
| Offices | 1 | 40 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
First National Bank in Fredonia has the higher TellerScore (87 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Fredonia leads on 6 and Community National Bank & Trust on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fredonia, KS