Side-by-side · Q2 2026 data
First National Bank in Olney vs American Eagle Bank
Metric by metric
| Measure | First National Bank in Olney | American Eagle Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 55 |
| Capital cushion | 58 (stronger) | 35 |
| Loan quality | 47 | 99 (stronger) |
| Earnings | 68 (stronger) | 12 |
| Funding & liquidity | 87 (stronger) | 50 |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 26th | 11th |
| Total assets | $469.3M | $484.7M |
| Deposits / shares | $415.4M | $363.1M |
| Capital ratio | 10.83% (stronger) | 8.53% |
| Problem loans | 1.60% | 0.04% (stronger) |
| Net charge-offs | 0.08% | 0.02% (stronger) |
| Return on assets | 1.20% (stronger) | -0.19% |
| Loans ÷ deposits | 54.9% (stronger) | 121.6% |
| Uninsured deposits | 26.8% | 14.9% (stronger) |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in Olney has the higher TellerScore (64 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Olney leads on 4 and American Eagle Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.