Side-by-side · Q2 2026 data
First National Bank in Olney vs Sterling Federal Bank, F.S.B.
Metric by metric
| Measure | First National Bank in Olney | Sterling Federal Bank, F.S.B. |
|---|---|---|
| TellerScore | 64 (stronger) | 20 |
| Capital cushion | 58 (stronger) | 27 |
| Loan quality | 47 (stronger) | 0 |
| Earnings | 68 (stronger) | 0 |
| Funding & liquidity | 87 (stronger) | 79 |
| Problem-loan coverage | 86 (stronger) | 3 |
| Peer percentile | 26th | 0th |
| Total assets | $469.3M | $481.6M |
| Deposits / shares | $415.4M | $403.4M |
| Capital ratio | 10.83% (stronger) | 7.67% |
| Problem loans | 1.60% (stronger) | 6.26% |
| Net charge-offs | 0.08% (stronger) | 4.07% |
| Return on assets | 1.20% (stronger) | -2.24% |
| Loans ÷ deposits | 54.9% (stronger) | 81.3% |
| Uninsured deposits | 26.8% | 8.7% (stronger) |
| Offices | 5 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank in Olney has the higher TellerScore (64 vs 20). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Olney leads on 6 and Sterling Federal Bank, F.S.B. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.