TellerScore

Side-by-side · Q2 2026 data

First National Bank in Philip vs BankWest, Inc.

Bank

First National Bank in Philip

Philip, South Dakota · $100 million – $1 billion

87of 100
Very strong

Bank

BankWest, Inc.

Pierre, South Dakota · $1 billion – $10 billion

38of 100
Low

Metric by metric

MeasureFirst National Bank in PhilipBankWest, Inc.
TellerScore87 (stronger)38
Capital cushion71 (stronger)42
Loan quality100 (stronger)8
Earnings100 (stronger)48
Funding & liquidity73 (stronger)57
Problem-loan coverage100 (stronger)52
Peer percentile91st1st
Total assets$458.4M$1.9B
Deposits / shares$400.6M$1.6B
Capital ratio12.05% (stronger)9.21%
Problem loans0.00% (stronger)2.76%
Net charge-offs0.00%-0.03% (stronger)
Return on assets2.15% (stronger)0.69%
Loans ÷ deposits69.2% (stronger)84.7%
Uninsured deposits31.0% (stronger)31.7%
Offices220
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—48.6%

First National Bank in Philip has the higher TellerScore (87 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Philip leads on 6 and BankWest, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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