Side-by-side · Q2 2026 data
First National Bank in Philip vs Frontier Bank
Metric by metric
| Measure | First National Bank in Philip | Frontier Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 67 |
| Capital cushion | 71 (stronger) | 38 |
| Loan quality | 100 | 100 |
| Earnings | 100 (stronger) | 39 |
| Funding & liquidity | 73 | 87 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 91st | 34th |
| Total assets | $458.4M | $349.2M |
| Deposits / shares | $400.6M | $323.8M |
| Capital ratio | 12.05% (stronger) | 8.76% |
| Problem loans | 0.00% | 0.00% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 2.15% (stronger) | 0.47% |
| Loans ÷ deposits | 69.2% (stronger) | 73.7% |
| Uninsured deposits | 31.0% | 14.4% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 3.7% |
First National Bank in Philip has the higher TellerScore (87 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First National Bank in Philip leads on 5 and Frontier Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.