Side-by-side · Q2 2026 data
First National Bank North vs Falcon National Bank
Metric by metric
| Measure | First National Bank North | Falcon National Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 62 |
| Capital cushion | 71 (stronger) | 52 |
| Loan quality | 92 (stronger) | 65 |
| Earnings | 100 (stronger) | 68 |
| Funding & liquidity | 74 (stronger) | 51 |
| Problem-loan coverage | 97 (stronger) | 85 |
| Peer percentile | 88th | 22nd |
| Total assets | $864.3M | $872.3M |
| Deposits / shares | $756.3M | $768.7M |
| Capital ratio | 12.14% (stronger) | 10.24% |
| Problem loans | 0.23% (stronger) | 1.04% |
| Net charge-offs | 0.02% (stronger) | 0.61% |
| Return on assets | 2.54% (stronger) | 1.20% |
| Loans ÷ deposits | 84.1% (stronger) | 95.2% |
| Uninsured deposits | 17.1% (stronger) | 27.8% |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.7% |
First National Bank North has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First National Bank North leads on 7 and Falcon National Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.