Side-by-side · Q2 2026 data
First National Bank of Eastern Arkansas vs Citizens' Bank & Trust Co.
Metric by metric
| Measure | First National Bank of Eastern Arkansas | Citizens' Bank & Trust Co. |
|---|---|---|
| TellerScore | 72 | 82 (stronger) |
| Capital cushion | 60 | 68 (stronger) |
| Loan quality | 79 | 93 (stronger) |
| Earnings | 66 | 82 (stronger) |
| Funding & liquidity | 81 | 81 |
| Problem-loan coverage | 93 | 98 (stronger) |
| Peer percentile | 50th | 82nd |
| Total assets | $589.5M | $566.4M |
| Deposits / shares | $520.3M | $503.2M |
| Capital ratio | 10.95% | 11.78% (stronger) |
| Problem loans | 0.64% | 0.20% (stronger) |
| Net charge-offs | 0.17% | 0.10% (stronger) |
| Return on assets | 1.16% | 1.55% (stronger) |
| Loans ÷ deposits | 71.3% | 60.8% (stronger) |
| Uninsured deposits | 21.9% (stronger) | 31.2% |
| Offices | 15 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.0% | — |
Citizens' Bank & Trust Co. has the higher TellerScore (82 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Eastern Arkansas leads on 1 and Citizens' Bank & Trust Co. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.