Side-by-side · Q2 2026 data
First National Bank of Giddings vs First National Bank in Port Lavaca
Metric by metric
| Measure | First National Bank of Giddings | First National Bank in Port Lavaca |
|---|---|---|
| TellerScore | 57 (stronger) | 54 |
| Capital cushion | 62 | 80 (stronger) |
| Loan quality | 31 (stronger) | 20 |
| Earnings | 73 (stronger) | 36 |
| Funding & liquidity | 58 | 70 (stronger) |
| Problem-loan coverage | 72 | 76 (stronger) |
| Peer percentile | 14th | 10th |
| Total assets | $356.2M | $361.3M |
| Deposits / shares | $315.1M | $294.3M |
| Capital ratio | 11.18% | 13.00% (stronger) |
| Problem loans | 2.07% (stronger) | 2.39% |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.32% (stronger) | 0.40% |
| Loans ÷ deposits | 79.9% | 68.0% (stronger) |
| Uninsured deposits | 35.3% | 35.0% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Giddings has the higher TellerScore (57 vs 54). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Giddings leads on 3 and First National Bank in Port Lavaca on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.