Side-by-side · Q2 2026 data
First National Bank of Griffin vs First National Bank of Decatur County
Metric by metric
| Measure | First National Bank of Griffin | First National Bank of Decatur County |
|---|---|---|
| TellerScore | 84 (stronger) | 55 |
| Capital cushion | 64 (stronger) | 24 |
| Loan quality | 99 (stronger) | 88 |
| Earnings | 78 (stronger) | 31 |
| Funding & liquidity | 99 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 86th | 11th |
| Total assets | $368.3M | $359.6M |
| Deposits / shares | $321.3M | $330.8M |
| Capital ratio | 11.41% (stronger) | 7.42% |
| Problem loans | 0.04% (stronger) | 0.36% |
| Net charge-offs | -0.00% (stronger) | 0.04% |
| Return on assets | 1.45% (stronger) | 0.26% |
| Loans ÷ deposits | 56.6% (stronger) | 80.2% |
| Uninsured deposits | 15.7% (stronger) | 21.8% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.0% |
First National Bank of Griffin has the higher TellerScore (84 vs 55). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Griffin leads on 7 and First National Bank of Decatur County on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.