Side-by-side · Q2 2026 data
First National Bank of Griffin vs Members Trust Federal Credit Union
Metric by metric
| Measure | First National Bank of Griffin | Members Trust Federal Credit Union |
|---|---|---|
| TellerScore | 84 | 87 (stronger) |
| Capital cushion | 64 | 100 (stronger) |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 78 (stronger) | 47 |
| Funding & liquidity | 99 (stronger) | 90 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 86th | 83rd |
| Total assets | $368.3M | $23.4M |
| Deposits / shares | $321.3M | $18.8M |
| Capital ratio | 11.41% | 19.11% (stronger) |
| Problem loans | 0.04% (stronger) | 0.05% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 1.45% (stronger) | 0.67% |
| Loans ÷ deposits | 56.6% (stronger) | 70.0% |
| Uninsured deposits | 15.7% | 2.4% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Trust Federal Credit Union has the higher TellerScore (87 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Griffin leads on 4 and Members Trust Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.