Side-by-side · Q2 2026 data
First National Bank of Griffin vs Rabun County Bank
Metric by metric
| Measure | First National Bank of Griffin | Rabun County Bank |
|---|---|---|
| TellerScore | 84 (stronger) | 81 |
| Capital cushion | 64 (stronger) | 55 |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 78 | 86 (stronger) |
| Funding & liquidity | 99 (stronger) | 87 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 86th | 80th |
| Total assets | $368.3M | $361.5M |
| Deposits / shares | $321.3M | $321.3M |
| Capital ratio | 11.41% (stronger) | 10.49% |
| Problem loans | 0.04% (stronger) | 0.05% |
| Net charge-offs | -0.00% | -0.01% (stronger) |
| Return on assets | 1.45% | 1.64% (stronger) |
| Loans ÷ deposits | 56.6% (stronger) | 71.8% |
| Uninsured deposits | 15.7% (stronger) | 16.5% |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Griffin has the higher TellerScore (84 vs 81). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Griffin leads on 5 and Rabun County Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.