Side-by-side · Q2 2026 data
First National Bank of Kentucky vs Taylor County Bank
Metric by metric
| Measure | First National Bank of Kentucky | Taylor County Bank |
|---|---|---|
| TellerScore | 70 | 77 (stronger) |
| Capital cushion | 42 | 79 (stronger) |
| Loan quality | 80 (stronger) | 68 |
| Earnings | 89 (stronger) | 83 |
| Funding & liquidity | 68 | 76 (stronger) |
| Problem-loan coverage | 89 (stronger) | 83 |
| Peer percentile | 43rd | 68th |
| Total assets | $258.0M | $243.8M |
| Deposits / shares | $227.6M | $217.3M |
| Capital ratio | 9.16% | 12.86% (stronger) |
| Problem loans | 0.60% (stronger) | 0.97% |
| Net charge-offs | 0.01% (stronger) | 0.86% |
| Return on assets | 1.72% (stronger) | 1.57% |
| Loans ÷ deposits | 88.9% | 75.6% (stronger) |
| Uninsured deposits | 17.9% (stronger) | 22.5% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.4% | — |
Taylor County Bank has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Kentucky leads on 4 and Taylor County Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.