Side-by-side · Q2 2026 data
First National Bank of Lake Jackson vs Unity National Bank of Houston
Metric by metric
| Measure | First National Bank of Lake Jackson | Unity National Bank of Houston |
|---|---|---|
| TellerScore | 69 (stronger) | 65 |
| Capital cushion | 67 | 70 (stronger) |
| Loan quality | 100 (stronger) | 74 |
| Earnings | 32 | 36 (stronger) |
| Funding & liquidity | 53 | 60 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 40th | 29th |
| Total assets | $218.4M | $224.9M |
| Deposits / shares | $211.1M | $193.5M |
| Capital ratio | 11.73% | 12.02% (stronger) |
| Problem loans | 0.00% (stronger) | 0.77% |
| Net charge-offs | -0.09% | -0.15% (stronger) |
| Return on assets | 0.30% | 0.40% (stronger) |
| Loans ÷ deposits | 23.4% (stronger) | 75.6% |
| Uninsured deposits | 57.4% | 36.9% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Lake Jackson has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Lake Jackson leads on 3 and Unity National Bank of Houston on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.