Side-by-side · Q2 2026 data
First National Bank of Nokomis vs United Trust Bank
Metric by metric
| Measure | First National Bank of Nokomis | United Trust Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 65 |
| Capital cushion | 59 (stronger) | 50 |
| Loan quality | 68 | 86 (stronger) |
| Earnings | 73 (stronger) | 66 |
| Funding & liquidity | 100 (stronger) | 42 |
| Problem-loan coverage | 91 | 93 (stronger) |
| Peer percentile | 53rd | 29th |
| Total assets | $181.9M | $178.2M |
| Deposits / shares | $160.6M | $126.1M |
| Capital ratio | 10.89% (stronger) | 10.03% |
| Problem loans | 0.96% | 0.43% (stronger) |
| Net charge-offs | 0.05% | 0.01% (stronger) |
| Return on assets | 1.33% (stronger) | 1.15% |
| Loans ÷ deposits | 58.4% (stronger) | 115.7% |
| Uninsured deposits | 14.9% (stronger) | 22.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Nokomis has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Nokomis leads on 5 and United Trust Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.