Side-by-side · Q2 2026 data
First National Bank of Omaha vs Union Bank and Trust Company
Metric by metric
| Measure | First National Bank of Omaha | Union Bank and Trust Company |
|---|---|---|
| TellerScore | 72 | 76 (stronger) |
| Capital cushion | 58 (stronger) | 56 |
| Loan quality | 74 | 89 (stronger) |
| Earnings | 92 (stronger) | 86 |
| Funding & liquidity | 55 | 69 (stronger) |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 79th | 80th |
| Total assets | $34.2B | $9.2B |
| Deposits / shares | $27.8B | $7.5B |
| Capital ratio | 10.83% (stronger) | 10.65% |
| Problem loans | 0.78% | 0.32% (stronger) |
| Net charge-offs | 1.84% | 0.10% (stronger) |
| Return on assets | 1.79% (stronger) | 1.66% |
| Loans ÷ deposits | 84.5% (stronger) | 91.6% |
| Uninsured deposits | 33.9% | 11.8% (stronger) |
| Offices | 125 | 37 |
| CFPB complaints (3 yrs) | 1,803 | — |
| Complaints per $1B deposits | 64.9 | — |
| Mortgage denial rate (HMDA) | 25.9% | 11.7% |
Union Bank and Trust Company has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Omaha leads on 3 and Union Bank and Trust Company on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.