Side-by-side · Q2 2026 data
First National Bank of Pana vs Citizens Bank of Edinburg
Metric by metric
| Measure | First National Bank of Pana | Citizens Bank of Edinburg |
|---|---|---|
| TellerScore | 78 | 79 (stronger) |
| Capital cushion | 55 | 69 (stronger) |
| Loan quality | 98 | 100 (stronger) |
| Earnings | 83 (stronger) | 58 |
| Funding & liquidity | 72 | 81 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 72nd | 63rd |
| Total assets | $394.8M | $29.0M |
| Deposits / shares | $350.7M | $25.4M |
| Capital ratio | 10.55% | 11.93% (stronger) |
| Problem loans | 0.07% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.58% (stronger) | 0.95% |
| Loans ÷ deposits | 82.6% | 32.7% (stronger) |
| Uninsured deposits | 20.0% (stronger) | 32.5% |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens Bank of Edinburg has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pana leads on 2 and Citizens Bank of Edinburg on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.