Side-by-side · Q2 2026 data
First National Bank of Pana vs The First National Bank of Raymond
Metric by metric
| Measure | First National Bank of Pana | The First National Bank of Raymond |
|---|---|---|
| TellerScore | 78 | 78 |
| Capital cushion | 55 | 59 (stronger) |
| Loan quality | 98 (stronger) | 86 |
| Earnings | 83 (stronger) | 73 |
| Funding & liquidity | 72 | 95 (stronger) |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 72nd | 72nd |
| Total assets | $394.8M | $187.1M |
| Deposits / shares | $350.7M | $172.3M |
| Capital ratio | 10.55% | 10.91% (stronger) |
| Problem loans | 0.07% (stronger) | 0.42% |
| Net charge-offs | 0.00% | -0.10% (stronger) |
| Return on assets | 1.58% (stronger) | 1.33% |
| Loans ÷ deposits | 82.6% | 47.4% (stronger) |
| Uninsured deposits | 20.0% | 19.7% (stronger) |
| Offices | 6 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.3% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First National Bank of Pana leads on 2 and The First National Bank of Raymond on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.