Side-by-side · Q2 2026 data
First National Bank of Pasco vs First Colony Bank of Florida
Metric by metric
| Measure | First National Bank of Pasco | First Colony Bank of Florida |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 52 (stronger) | 49 |
| Loan quality | 88 | 94 (stronger) |
| Earnings | 35 | 100 (stronger) |
| Funding & liquidity | 68 | 76 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 26th | 75th |
| Total assets | $280.0M | $291.1M |
| Deposits / shares | $234.1M | $262.4M |
| Capital ratio | 10.23% (stronger) | 9.94% |
| Problem loans | 0.36% | 0.17% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | 0.37% | 2.07% (stronger) |
| Loans ÷ deposits | 70.9% (stronger) | 75.5% |
| Uninsured deposits | 34.0% | 23.0% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Colony Bank of Florida has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pasco leads on 3 and First Colony Bank of Florida on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.