Side-by-side · Q2 2026 data
First National Bank of Pasco vs Florida West Coast Credit Union
Metric by metric
| Measure | First National Bank of Pasco | Florida West Coast Credit Union |
|---|---|---|
| TellerScore | 64 | 79 (stronger) |
| Capital cushion | 52 | 70 (stronger) |
| Loan quality | 88 | 92 (stronger) |
| Earnings | 35 | 52 (stronger) |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 95 | 98 (stronger) |
| Peer percentile | 26th | 76th |
| Total assets | $280.0M | $144.2M |
| Deposits / shares | $234.1M | $127.4M |
| Capital ratio | 10.23% | 12.03% (stronger) |
| Problem loans | 0.36% | 0.25% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.41% |
| Return on assets | 0.37% | 0.79% (stronger) |
| Loans ÷ deposits | 70.9% | 58.0% (stronger) |
| Uninsured deposits | 34.0% | 2.2% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Florida West Coast Credit Union has the higher TellerScore (79 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pasco leads on 1 and Florida West Coast Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.