Side-by-side · Q2 2026 data
First National Bank of Pasco vs Gulf Atlantic Bank
Metric by metric
| Measure | First National Bank of Pasco | Gulf Atlantic Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 62 |
| Capital cushion | 52 (stronger) | 44 |
| Loan quality | 88 | 93 (stronger) |
| Earnings | 35 | 47 (stronger) |
| Funding & liquidity | 68 (stronger) | 46 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 26th | 22nd |
| Total assets | $280.0M | $253.2M |
| Deposits / shares | $234.1M | $213.0M |
| Capital ratio | 10.23% (stronger) | 9.38% |
| Problem loans | 0.36% | 0.20% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.19% |
| Return on assets | 0.37% | 0.68% (stronger) |
| Loans ÷ deposits | 70.9% (stronger) | 89.1% |
| Uninsured deposits | 34.0% (stronger) | 37.7% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Pasco has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pasco leads on 5 and Gulf Atlantic Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.