Side-by-side · Q2 2026 data
First National Bank of Pulaski vs Citizens Tri-County Bank
Metric by metric
| Measure | First National Bank of Pulaski | Citizens Tri-County Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 70 |
| Capital cushion | 63 (stronger) | 43 |
| Loan quality | 92 (stronger) | 75 |
| Earnings | 76 | 94 (stronger) |
| Funding & liquidity | 67 | 75 (stronger) |
| Problem-loan coverage | 96 (stronger) | 86 |
| Peer percentile | 83rd | 58th |
| Total assets | $1.5B | $1.6B |
| Deposits / shares | $1.3B | $1.5B |
| Capital ratio | 11.32% (stronger) | 9.34% |
| Problem loans | 0.24% (stronger) | 0.75% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.40% | 1.85% (stronger) |
| Loans ÷ deposits | 76.3% | 71.6% (stronger) |
| Uninsured deposits | 29.7% | 27.3% (stronger) |
| Offices | 13 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 11.3% |
First National Bank of Pulaski has the higher TellerScore (77 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pulaski leads on 4 and Citizens Tri-County Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.