Side-by-side · Q2 2026 data
First National Bank of Pulaski vs Peoples Bank of Alabama
Metric by metric
| Measure | First National Bank of Pulaski | Peoples Bank of Alabama |
|---|---|---|
| TellerScore | 77 (stronger) | 76 |
| Capital cushion | 63 (stronger) | 62 |
| Loan quality | 92 (stronger) | 81 |
| Earnings | 76 | 97 (stronger) |
| Funding & liquidity | 67 (stronger) | 54 |
| Problem-loan coverage | 96 (stronger) | 93 |
| Peer percentile | 83rd | 80th |
| Total assets | $1.5B | $1.4B |
| Deposits / shares | $1.3B | $1.3B |
| Capital ratio | 11.32% (stronger) | 11.19% |
| Problem loans | 0.24% (stronger) | 0.56% |
| Net charge-offs | 0.01% (stronger) | 0.09% |
| Return on assets | 1.40% | 1.93% (stronger) |
| Loans ÷ deposits | 76.3% | 71.5% (stronger) |
| Uninsured deposits | 29.7% (stronger) | 46.5% |
| Offices | 13 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | 22.4% |
First National Bank of Pulaski has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pulaski leads on 5 and Peoples Bank of Alabama on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.