Side-by-side · Q2 2026 data
First National Bank of Pulaski vs Premier Bank of the South
Metric by metric
| Measure | First National Bank of Pulaski | Premier Bank of the South |
|---|---|---|
| TellerScore | 77 (stronger) | 72 |
| Capital cushion | 63 (stronger) | 44 |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 76 (stronger) | 63 |
| Funding & liquidity | 67 | 76 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 83rd | 50th |
| Total assets | $1.5B | $370.6M |
| Deposits / shares | $1.3B | $337.1M |
| Capital ratio | 11.32% (stronger) | 9.37% |
| Problem loans | 0.24% | 0.00% (stronger) |
| Net charge-offs | 0.01% | -0.15% (stronger) |
| Return on assets | 1.40% (stronger) | 1.07% |
| Loans ÷ deposits | 76.3% | 68.0% (stronger) |
| Uninsured deposits | 29.7% | 29.5% (stronger) |
| Offices | 13 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
First National Bank of Pulaski has the higher TellerScore (77 vs 72). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Pulaski leads on 3 and Premier Bank of the South on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.