Side-by-side · Q2 2026 data
First National Bank of South Carolina vs 1st Federal Savings Bank of SC, Inc.
Bank
First National Bank of South Carolina
Holly Hill, South Carolina · $100 million – $1 billion
Bank
1st Federal Savings Bank of SC, Inc.
Walterboro, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | First National Bank of South Carolina | 1st Federal Savings Bank of SC, Inc. |
|---|---|---|
| TellerScore | 82 (stronger) | 68 |
| Capital cushion | 74 (stronger) | 47 |
| Loan quality | 86 | 100 (stronger) |
| Earnings | 68 (stronger) | 44 |
| Funding & liquidity | 98 (stronger) | 70 |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 82nd | 37th |
| Total assets | $309.7M | $151.6M |
| Deposits / shares | $271.6M | $134.3M |
| Capital ratio | 12.42% (stronger) | 9.68% |
| Problem loans | 0.43% | 0.00% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.01% |
| Return on assets | 1.19% (stronger) | 0.61% |
| Loans ÷ deposits | 52.5% (stronger) | 86.1% |
| Uninsured deposits | 17.2% (stronger) | 18.5% |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
First National Bank of South Carolina has the higher TellerScore (82 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of South Carolina leads on 6 and 1st Federal Savings Bank of SC, Inc. on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.