Side-by-side · Q2 2026 data
First National Bank of Steeleville vs The First National Bank of Sparta
Metric by metric
| Measure | First National Bank of Steeleville | The First National Bank of Sparta |
|---|---|---|
| TellerScore | 90 (stronger) | 84 |
| Capital cushion | 85 (stronger) | 76 |
| Loan quality | 85 (stronger) | 81 |
| Earnings | 97 | 98 (stronger) |
| Funding & liquidity | 94 (stronger) | 81 |
| Problem-loan coverage | 97 (stronger) | 96 |
| Peer percentile | 95th | 86th |
| Total assets | $274.5M | $114.6M |
| Deposits / shares | $229.0M | $101.1M |
| Capital ratio | 13.55% (stronger) | 12.64% |
| Problem loans | 0.44% (stronger) | 0.56% |
| Net charge-offs | 0.04% (stronger) | 0.15% |
| Return on assets | 1.92% | 1.95% (stronger) |
| Loans ÷ deposits | 47.8% (stronger) | 48.7% |
| Uninsured deposits | 20.3% (stronger) | 32.4% |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Steeleville has the higher TellerScore (90 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Steeleville leads on 6 and The First National Bank of Sparta on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Sparta, IL