Side-by-side · Q2 2026 data
First National Bank of Tennessee vs People's Bank and Trust Company of Pickett County
Bank
People's Bank and Trust Company of Pickett County
Byrdstown, Tennessee · $100 million – $1 billion
Metric by metric
| Measure | First National Bank of Tennessee | People's Bank and Trust Company of Pickett County |
|---|---|---|
| TellerScore | 86 (stronger) | 70 |
| Capital cushion | 66 (stronger) | 58 |
| Loan quality | 91 (stronger) | 76 |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 91 (stronger) | 75 |
| Problem-loan coverage | 98 (stronger) | 87 |
| Peer percentile | 97th | 43rd |
| Total assets | $1.4B | $319.0M |
| Deposits / shares | $1.2B | $280.2M |
| Capital ratio | 11.55% (stronger) | 10.85% |
| Problem loans | 0.28% (stronger) | 0.73% |
| Net charge-offs | 0.01% (stronger) | 0.42% |
| Return on assets | 2.11% (stronger) | 1.24% |
| Loans ÷ deposits | 58.6% (stronger) | 85.7% |
| Uninsured deposits | 23.1% | 14.4% (stronger) |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First National Bank of Tennessee has the higher TellerScore (86 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Tennessee leads on 6 and People's Bank and Trust Company of Pickett County on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Livingston, TN