Side-by-side · Q2 2026 data
First National Bank of Tennessee vs Studio Bank
Metric by metric
| Measure | First National Bank of Tennessee | Studio Bank |
|---|---|---|
| TellerScore | 86 (stronger) | 57 |
| Capital cushion | 66 (stronger) | 45 |
| Loan quality | 91 (stronger) | 66 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 91 (stronger) | 59 |
| Problem-loan coverage | 98 (stronger) | 79 |
| Peer percentile | 97th | 16th |
| Total assets | $1.4B | $1.3B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 11.55% (stronger) | 9.49% |
| Problem loans | 0.28% (stronger) | 1.03% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 2.11% (stronger) | 0.71% |
| Loans ÷ deposits | 58.6% (stronger) | 87.4% |
| Uninsured deposits | 23.1% (stronger) | 27.5% |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.6% |
First National Bank of Tennessee has the higher TellerScore (86 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Tennessee leads on 7 and Studio Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.