Side-by-side · Q2 2026 data
First National Bank of Wauchula vs Midflorida Credit Union
Metric by metric
| Measure | First National Bank of Wauchula | Midflorida Credit Union |
|---|---|---|
| TellerScore | 71 | 72 (stronger) |
| Capital cushion | 72 (stronger) | 57 |
| Loan quality | 73 | 85 (stronger) |
| Earnings | 45 | 71 (stronger) |
| Funding & liquidity | 85 (stronger) | 69 |
| Problem-loan coverage | 92 | 93 (stronger) |
| Peer percentile | 42nd | 66th |
| Total assets | $87.5M | $9.8B |
| Deposits / shares | $76.2M | $8.6B |
| Capital ratio | 12.16% (stronger) | 10.69% |
| Problem loans | 0.80% | 0.46% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.42% |
| Return on assets | 0.63% | 1.27% (stronger) |
| Loans ÷ deposits | 73.7% (stronger) | 90.9% |
| Uninsured deposits | 16.9% | 13.2% (stronger) |
| Offices | 1 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Midflorida Credit Union has the higher TellerScore (72 vs 71). On the 7 directional measures above (where higher or lower is clearly better), First National Bank of Wauchula leads on 3 and Midflorida Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Wauchula, FL