Side-by-side · Q2 2026 data
First National Bank Texas vs First State Bank of Uvalde
Metric by metric
| Measure | First National Bank Texas | First State Bank of Uvalde |
|---|---|---|
| TellerScore | 64 | 75 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 59 (stronger) | 58 |
| Earnings | 69 (stronger) | 68 |
| Funding & liquidity | 100 (stronger) | 52 |
| Problem-loan coverage | 83 | 92 (stronger) |
| Peer percentile | 33rd | 77th |
| Total assets | $4.6B | $1.7B |
| Deposits / shares | $4.1B | $1.5B |
| Capital ratio | 9.12% | 15.66% (stronger) |
| Problem loans | 1.23% (stronger) | 1.27% |
| Net charge-offs | 0.84% | 0.10% (stronger) |
| Return on assets | 1.21% (stronger) | 1.19% |
| Loans ÷ deposits | 55.1% | 45.2% (stronger) |
| Uninsured deposits | 8.5% (stronger) | 58.3% |
| Offices | 355 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.8% | — |
First State Bank of Uvalde has the higher TellerScore (75 vs 64). On the 7 directional measures above (where higher or lower is clearly better), First National Bank Texas leads on 3 and First State Bank of Uvalde on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Uvalde, TX