Side-by-side · Q2 2026 data
First National Bank USA vs South Louisiana Bank
Metric by metric
| Measure | First National Bank USA | South Louisiana Bank |
|---|---|---|
| TellerScore | 89 | 91 (stronger) |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 99 (stronger) | 85 |
| Earnings | 86 | 92 (stronger) |
| Funding & liquidity | 62 | 77 (stronger) |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 94th | 96th |
| Total assets | $249.1M | $659.8M |
| Deposits / shares | $213.1M | $548.6M |
| Capital ratio | 14.06% | 15.30% (stronger) |
| Problem loans | 0.03% (stronger) | 0.45% |
| Net charge-offs | 0.02% (stronger) | 0.05% |
| Return on assets | 1.65% | 1.80% (stronger) |
| Loans ÷ deposits | 52.6% (stronger) | 64.7% |
| Uninsured deposits | 49.9% | 32.0% (stronger) |
| Offices | 2 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.3% | 5.7% |
South Louisiana Bank has the higher TellerScore (91 vs 89). On the 7 directional measures above (where higher or lower is clearly better), First National Bank USA leads on 3 and South Louisiana Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.