Side-by-side · Q2 2026 data
First National Community Bank vs Community Bank of Pickens County
Metric by metric
| Measure | First National Community Bank | Community Bank of Pickens County |
|---|---|---|
| TellerScore | 84 (stronger) | 73 |
| Capital cushion | 79 | 86 (stronger) |
| Loan quality | 86 (stronger) | 35 |
| Earnings | 96 | 100 (stronger) |
| Funding & liquidity | 64 | 69 (stronger) |
| Problem-loan coverage | 96 (stronger) | 78 |
| Peer percentile | 86th | 53rd |
| Total assets | $754.7M | $628.6M |
| Deposits / shares | $653.2M | $537.8M |
| Capital ratio | 12.92% | 13.55% (stronger) |
| Problem loans | 0.43% (stronger) | 1.96% |
| Net charge-offs | -0.01% | -0.04% (stronger) |
| Return on assets | 1.90% | 2.35% (stronger) |
| Loans ÷ deposits | 81.6% (stronger) | 90.0% |
| Uninsured deposits | 28.2% | 16.2% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.0% | 0.0% |
First National Community Bank has the higher TellerScore (84 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First National Community Bank leads on 3 and Community Bank of Pickens County on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.